Effective Date: September 16, 2026 Last Updated: September 16, 2026
Welcome to iprotectinsurance.com (the “Site”), operated by iPROTECT Insurance & Financial Services, Inc. (“iPROTECT,” “we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. About Our Services
iPROTECT is an independent insurance agency. Information provided on this Site is for general informational purposes only and does not constitute a binding insurance policy, quote, or offer of coverage. Actual coverage, terms, rates, and availability are determined solely by the insurance carriers we represent and are subject to underwriting approval. Nothing on this Site should be considered legal, financial, or insurance advice specific to your individual circumstances.
2. Use of the Site
You agree to use this Site only for lawful purposes. You agree not to:
- Use the Site in any way that violates applicable local, state, or federal law
- Attempt to gain unauthorized access to any portion of the Site or its related systems
- Interfere with or disrupt the operation of the Site or servers/networks connected to it
- Use automated means (bots, scrapers, etc.) to access or collect data from the Site without our prior written consent
- Submit false, misleading, or fraudulent information through any form on the Site
3. Quotes, Forms, and Submissions
Submitting a quote request, contact form, or claims form through the Site does not guarantee coverage, approval, or a specific rate. All insurance products are subject to the underwriting guidelines of the applicable carrier. Information you submit will be used as described in our Privacy Policy.
Some forms on this Site are hosted or processed by third-party providers (such as form and quoting platforms). Your use of those tools may also be subject to the third party’s own terms and privacy practices.
4. Text Message Communications
If you consent to receive text messages through our forms, such communications are governed by the terms disclosed at the point of consent and our Privacy Policy. Message and data rates may apply, and you may opt out at any time.
5. Intellectual Property
All content on this Site, including text, graphics, logos, images, and the “iPROTECT” name and marks, is the property of iPROTECT Insurance & Financial Services, Inc. or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written permission.
6. Third-Party Links and Services
This Site may contain links to third-party websites or services (including carrier portals, review platforms, or podcast pages) that are not owned or controlled by iPROTECT. We are not responsible for the content, privacy practices, or terms of any third-party site. Access to such sites is at your own risk.
7. Disclaimer of Warranties
This Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or completely secure.
8. Limitation of Liability
To the fullest extent permitted by law, iPROTECT Insurance & Financial Services, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless iPROTECT Insurance & Financial Services, Inc., its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your violation of these Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law principles, unless otherwise required by applicable insurance regulations in your state of residence.
11. Changes to These Terms
We may revise these Terms at any time by updating this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
12. Contact Us
If you have questions about these Terms, please contact us:
iPROTECT Insurance & Financial Services, Inc. 303 Williams Ave SW, Bldg 5, Suite 521 Huntsville, AL 35801 Phone: (256) 325-3722 Email: info@iprotectinsurance.com